Funding Options
You need money, we have options!
At DS Lending, we understand that every business is unique, and so are its financial needs. We offer a range of flexible financing solutions designed to cater to your business goals. Our team of dedicated Business Loan Advisors specializes in assisting clients like you in navigating the world of business financing. Below, we outline the key differences between some of the financing options we offer:
Merchant Cash Advance
A Merchant Cash Advance is a type of financing where you receive a lump sum upfront, which is repaid by allowing the lender to collect a percentage of your daily credit card sales. This option is ideal for businesses with consistent credit card revenue but may have fluctuating sales.
Line of Credit
A Line of Credit provides you with access to a predefined credit limit that you can draw from as needed. Interest is only charged on the amount you use. It's a versatile option for managing short-term cash flow gaps, unexpected expenses, or opportunities for growth.
Business Loan
A traditional Business Loan offers a lump sum amount that you repay over a fixed term with regular installments. It's suitable for various purposes, such as expansion, purchasing inventory, or refinancing existing debt. Our Business Loan Advisors will help tailor a solution that matches your needs.
Short-Term Business Loan
Short-Term Business Loans are designed to provide quick financing with a shorter repayment term. They are useful for addressing immediate needs, like covering operational costs or handling seasonal demands.
Equipment Financing:
Equipment Financing is specialized funding for acquiring equipment or machinery. The equipment itself serves as collateral, making it easier to secure funding. This option is great for businesses looking to upgrade or expand their operational capabilities
SBA Loan (Small Business Administration Loan)
SBA Loans are government-backed loans that offer favorable terms and lower interest rates. They come in various types, including 7(a) loans for general purposes, CDC/504 loans for real estate and equipment, and microloans for small amounts. SBA Loans are suitable for businesses that may not qualify for traditional loans.